1. Accueil › 
  2. › 
  3. The fight against money laundering (AML) and the financing of terrorism (CFT): general module and applications - e-learning

Mise à jour 02/11/2020: Nos activités adaptées à la situation du Covid-19

Cela ne fait aucun doute que cette année académique est différente. Mais votre développement professionnel est assuré: le calendrier de nos activités est disponible sur notre site web et plateforme d'apprentissage. Les examens en banque, assurances et crédits continuent d'avoir lieu dans nos locaux, dans le respect de toutes les mesures de sécurité. Toutes les formations organisées par et chez nous se font en ligne. Si votre formation ou examen FA est organisé par votre employeur, veuillez contacter votre responsable de formation afin de vous savoir sous quelle forme celle-ci ait lieu. Tissons des liens d’apprentissage en toute sécurité! Merci d’avance de bien respecter nos consignes et à bientôt!
Plus d'infos ici

The fight against money laundering (AML) and the financing of terrorism (CFT): general module and applications - e-learning

Je m'inscris


The fight against money laundering and the financing of terrorism remains extremely topical. On 18 September 2017, the Belgian government published a new legislation relating to anti-money laundering policy. This training course provides you with the necessary tools to apply anti-money laundering policy within your financial institution. Depending on your needs, you can expand the general knowledge with 4 applications of the anti-money laundering legislation:

The objective of this training course is to:

Niveau Niveau de base
Type de formation En ligne

Prix total *

Membres: € 300
Non-membres: € 350
Partenaire BZB: € 300
Incompany: sur mesure, prix à la demande

* Avez-vous droit à des subventions?
* Prix : prestation dans le cadre du recyclage régulier, exonérée de TVA

Points

  • Crédits hypothécaires: 2 p/h
  • Crédits à la consommation: 2 p/h
  • Banque: 4 p/h
  • Assurances: 2 p/h
  • Compliance: 4 p/h

Recyclage régulier

Examen/Recyclage 600.013
700.010
500176 C + H permanent education mortgage loans
accreditationscore.labels.consumerloancredits.500176ch

Groupe cible

The training course can be followed by various target groups:

  • all employees within a financial institution:
  • employees of banks;
  • employees of insurance institutions;
  • employees involved in Corporate Banking activities;
  • employees involoved in Private Banking;
  • employees in contact with investment funds;
  • employees involved in the activities of payment services and electronic money;
  • compliance employees;
  • internal auditors;
  • employees of the legal department.

Connaissances préalables

Basic level: mainly teaches theoretical concepts to provide a general overview (introduction).

Programme

Content

The 5 different modules of the E-learning consist of theory, exercises and cases with practical examples aimend at learning in an interactive manner.

Module 1: The fight against money laundering (AML) and the financing of terrorism (CFT): general module with focus on banking or insurance activities (2h)

  • Definitions and history
    • definition of concept and legal framework
    • AML and CFT in practice
    • three phases in which money laundering operations take place
  • Risks and risk-based approach:
    • general and individual risk assessment: identifying risk factors
    • risk mitigation
    • customer onboarding:
      • customer analysis
      • risk assessment
      • customer acceptance
      • cases
    • monitoring business relationships and transactions:
      • first-line and second-line monitoring
      • risk approach
      • warning systems that point to money laundering operations
      • cases
    • response:
      • refusal or maintenance of the business relationship
      • cases
  • Measures at Organisational level:
    • "Anti-Money Laundering Compliance Officer" (AMLCO) and a representative from the Executive Committee
    • policy
    • training and awareness-raising
    • "whistleblower" system
    • retention obligation

Module 2: The fight against money laundering (AML) and the financing of terrorism (CFT) applied to Corporate Banking (30 min.)

  • Definition
  • Indication of characteristics that cause Corporate Banking to be particularly vulnerable to money laundering and the financing of terrorism
  • A brief recap of the general principles from the basic module, emphasising the risk-based approach
  • Specific obligations during customer onboarding, such as:
    • identification and verification of UBOs;
    • identification and verification of authorised representatives;
    • increased vigilance when carrying out international trade activities:
    • increased vigilance with regard to basic offences to which Corporate Banking is particularly vulnerable.
  • Monitoring of business relationships and transactions
  • Cases

Module 3: The fight against money laundering (AML) and the financing of terrorism (CFT) applied to Private Banking (30 min.)

  • Definition
  • Indication of characteristics that cause Private Banking to be particularly vulnerable to money laundering and the financing of terrorism
  • A brief recap of the general principles from the basic module, emphasising the risk-based approach
  • Specific obligations during customer onboarding, such as:
    • more rigorous customer analysis in the case of complex structures;
    • rules concerning the verification of the origin of assets and funds;
    • specific risk factors that point to an increased or reduced risk of money laundering or the financing of terrorism (e.g. PEPs, high-risk countries, etc.).
  • Monitoring of business relationships and transactions
  • Cases

Module 4: The fight against money laundering (AML) and the financing of terrorism (CFT) applied to Investment Funds (30 min.)

  • Definition
  • Indication of characteristics that cause investment funds to be vulnerable to money laundering and the financing of terrorism
  • A brief recap of the general principles from the basic module, emphasising the risk-based approach
  • An overview of specific rules that apply within the framework of investment funds in the fight against money laundering and the financing of terrorism
  • Discussion of a few underlying offences of money laundering to which investment funds can be particularly vulnerable
  • Monitoring of business relationships and transactions
  • Cases

Module 5: The fight against money laundering (AML) and the financing of terrorism (CFT) applied to Payment Services and Electronic Money (45 min.)

Part 1: Payment services

  • Definition
  • Indication of characteristics that cause payment services to be particularly vulnerable to money laundering and the financing of terrorism
  • Specific rules for fund transfers
  • Specific rules for cash transfers or "money remittances"

Part 2: Electronic money

  • Definition of concept and the various types of electronic money
  • Indication of characteristics that cause electronic money to be particularly vulnerable to money laundering and the financing of terrorism
  • Specific rules for issuers of electronic money

Cases

After completing the E-learning course you can take an mcq test online for each module. Passing this test (minimum rate 60%) entitles you to training points.

Practical information

Duration: 4 hours

Registration information

  • You register for this E-learning course via the "Register" button.
  • In the final step of the registration form, you can choose to pay either online or by bank transfer. Once you have received a confirmation of this registration, we will send you an invoice by email.
  • After payment, we will approve your registration and you will receive an email with an activation link to the E-learning course.

Méthodologie

Type of course:

E-learning: You can follow this training course via E-learning by using an online learning platform. You can prepare for the online test by studying the theory, doing the exercises and analysing the cases.

Training material: E-learning

Bank: De technische kennis m.b.t de financiële producten in bank- en beleggingsdiensten overeenkomstig art. 7; §1, 1°, b en c van het K.B van 1 juli 2006.

Banque: Les connaissances techniques relatives aux produits financiers et aux services bancaires et d'invetissement, conformément à l'article 7, §1, 1°, b et c. de l'AR du 1er juillet 2006

Verzekeringen: Betreft de technische kennis m.b.t de onderscheiden verzekeringstakken, overeenkomstig art. 270 van de wet van 4 april 2014.

Assurances: Les connaissances techniques relatives aux différentes branches d'assurance, conformément à l'article 270 de la loi du 4 juillet 2014.