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The fight against money laundering (AML) and the financing of terrorism (CFT): general module and applications - e-learning

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The fight against money laundering and the financing of terrorism remains extremely topical. On 18 September 2017, the Belgian government published a new legislation relating to anti-money laundering policy. This training course provides you with the necessary tools to apply anti-money laundering policy within your financial institution. Depending on your needs, you can expand the general knowledge with 4 applications of the anti-money laundering legislation:

The objective of this training course is to:

Niveau Basic
Type opleiding Online

Totale prijs *

Leden: € 300
Niet-leden: € 350
Partner BZB: € 300
Incompany: op maat, prijzen op aanvraag

* Heeft u recht op subsidies?
* Prijs: prestatie in het kader van permanente beroepsopleiding, vrijgesteld van BTW

Punten

  • Hypothecaire kredieten: 2 p/u
  • Consumentenkredieten: 2 p/u
  • Bank: 4 p/u
  • Verzekeringen: 2 p/u
  • Compliance: 4 p/u

Geregelde bijscholing

Examen/Bijscholing 600.013
700.010
500176 C + H permanent education mortgage loans
500176 C + H permanent education consumer loans

Doelgroep

The training course can be followed by various target groups:

  • all employees within a financial institution:
  • employees of banks;
  • employees of insurance institutions;
  • employees involved in Corporate Banking activities;
  • employees involoved in Private Banking;
  • employees in contact with investment funds;
  • employees involved in the activities of payment services and electronic money;
  • compliance employees;
  • internal auditors;
  • employees of the legal department.

Vereiste voorkennis

Basic level: mainly teaches theoretical concepts to provide a general overview (introduction).

Programma

Content

The 5 different modules of the E-learning consist of theory, exercises and cases with practical examples aimend at learning in an interactive manner.

Module 1: The fight against money laundering (AML) and the financing of terrorism (CFT): general module with focus on banking or insurance activities (2h)

  • Definitions and history
    • definition of concept and legal framework
    • AML and CFT in practice
    • three phases in which money laundering operations take place
  • Risks and risk-based approach:
    • general and individual risk assessment: identifying risk factors
    • risk mitigation
    • customer onboarding:
      • customer analysis
      • risk assessment
      • customer acceptance
      • cases
    • monitoring business relationships and transactions:
      • first-line and second-line monitoring
      • risk approach
      • warning systems that point to money laundering operations
      • cases
    • response:
      • refusal or maintenance of the business relationship
      • cases
  • Measures at Organisational level:
    • "Anti-Money Laundering Compliance Officer" (AMLCO) and a representative from the Executive Committee
    • policy
    • training and awareness-raising
    • "whistleblower" system
    • retention obligation

Module 2: The fight against money laundering (AML) and the financing of terrorism (CFT) applied to Corporate Banking (30 min.)

  • Definition
  • Indication of characteristics that cause Corporate Banking to be particularly vulnerable to money laundering and the financing of terrorism
  • A brief recap of the general principles from the basic module, emphasising the risk-based approach
  • Specific obligations during customer onboarding, such as:
    • identification and verification of UBOs;
    • identification and verification of authorised representatives;
    • increased vigilance when carrying out international trade activities:
    • increased vigilance with regard to basic offences to which Corporate Banking is particularly vulnerable.
  • Monitoring of business relationships and transactions
  • Cases

Module 3: The fight against money laundering (AML) and the financing of terrorism (CFT) applied to Private Banking (30 min.)

  • Definition
  • Indication of characteristics that cause Private Banking to be particularly vulnerable to money laundering and the financing of terrorism
  • A brief recap of the general principles from the basic module, emphasising the risk-based approach
  • Specific obligations during customer onboarding, such as:
    • more rigorous customer analysis in the case of complex structures;
    • rules concerning the verification of the origin of assets and funds;
    • specific risk factors that point to an increased or reduced risk of money laundering or the financing of terrorism (e.g. PEPs, high-risk countries, etc.).
  • Monitoring of business relationships and transactions
  • Cases

Module 4: The fight against money laundering (AML) and the financing of terrorism (CFT) applied to Investment Funds (30 min.)

  • Definition
  • Indication of characteristics that cause investment funds to be vulnerable to money laundering and the financing of terrorism
  • A brief recap of the general principles from the basic module, emphasising the risk-based approach
  • An overview of specific rules that apply within the framework of investment funds in the fight against money laundering and the financing of terrorism
  • Discussion of a few underlying offences of money laundering to which investment funds can be particularly vulnerable
  • Monitoring of business relationships and transactions
  • Cases

Module 5: The fight against money laundering (AML) and the financing of terrorism (CFT) applied to Payment Services and Electronic Money (45 min.)

Part 1: Payment services

  • Definition
  • Indication of characteristics that cause payment services to be particularly vulnerable to money laundering and the financing of terrorism
  • Specific rules for fund transfers
  • Specific rules for cash transfers or "money remittances"

Part 2: Electronic money

  • Definition of concept and the various types of electronic money
  • Indication of characteristics that cause electronic money to be particularly vulnerable to money laundering and the financing of terrorism
  • Specific rules for issuers of electronic money

Cases

After completing the E-learning course you can take an mcq test online for each module. Passing this test (minimum rate 60%) entitles you to training points.

Practical information

Duration: 4 hours

Registration information

  • You register for this E-learning course via the "Register" button.
  • In the final step of the registration form, you can choose to pay either online or by bank transfer. Once you have received a confirmation of this registration, we will send you an invoice by email.
  • After payment, we will approve your registration and you will receive an email with an activation link to the E-learning course.

Methodologie

Type of course:

E-learning: You can follow this training course via E-learning by using an online learning platform. You can prepare for the online test by studying the theory, doing the exercises and analysing the cases.

Training material: E-learning

Bank: De technische kennis m.b.t de financiële producten in bank- en beleggingsdiensten overeenkomstig art. 7; §1, 1°, b en c van het K.B van 1 juli 2006.

Banque: Les connaissances techniques relatives aux produits financiers et aux services bancaires et d'invetissement, conformément à l'article 7, §1, 1°, b et c. de l'AR du 1er juillet 2006

Verzekeringen: Betreft de technische kennis m.b.t de onderscheiden verzekeringstakken, overeenkomstig art. 270 van de wet van 4 april 2014.

Assurances: Les connaissances techniques relatives aux différentes branches d'assurance, conformément à l'article 270 de la loi du 4 juillet 2014.