The life insurances of second pillar, other markets, special rules of conducts & AML-legislation (life)

Groupe cible

The training is primarily intended for persons who:

• perform a regulated function, those who hold a regulated position in the distribution of life insurance, in particular the persons: 
  • in contact with the public who wish to broaden their basic knowledge and, if necessary, wish to prepare for the specialized exam 3.2 - Life insurance in general. 
  • exempted from examination by their diploma. 
  • who have obtained a certificate of knowledge in life insurance to refresh and deepen the knowledge acquired. 
• exercise a function other than insurance distribution and wish to become acquainted with the insurance business, without having to take any exams. 

Connaissances préalables

Advanced level training: this training requires a general basic knowledge of the subject. 

Programme

CONTENT

• Part 1: The first pension pillar: the statutory pension 
  • The conditions for statutory pension
  • The three traditional pension systems.
• Part 2: The life insurance policies of the 2nd pillar 
  • Supplementary pension policies taken out by the self-employed
  • Collective pension commitments (group insurance policies)
  • Tax treatment of the collective pension commitments
  • Individual pension commitments
  • Comparison of tax treatment
  • The private supplementary pension for employees 
• Part 3: Other financial markets 
  • Branch 21 and Branch 26 saving insurance policies compared to bank saving products
  • Independent financial planners
• Part 4: Additional rules of conducts 
  • Legal framework
  • Added requirements for saving and investment products
• Part 5: Specificities of the anti-money laundering legislation 
  • Legal framework
  • Obligation of constant vigilance
  • Money laundering indicators
  • Duty to report to the CFI and procedure to do so

PRACTICAL INFORMATION 

• Duration: 9 hours
• Number of pages syllabus : +- 70 pages
• CPD hours: Each module includes an online test consisting of multiple-choice questions. CPD hours will only be granted if you pass the test. You are entitled to 2 attempts to pass the test. If you do not pass (result lower than 60%), CPD hours will not be granted for this (sub)module. We therefore recommend that you take the test only when you are sure you master the subject matter. 

Méthodologie

An ‘E-learning - distance learning’ is 100% self-study. It is a form of learning in which the participant processes individually, at his or her own pace, learning content that is provided in the form of a syllabus drawn up by the teacher. This content is provided in a digital format (PDF) via the MyFA learning platform, possibly supplemented with an exercise platform.

Course material:

• Syllabus;
• Exercise questions.